Protecting You & Your World, Giving you Peace of Mind.

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Income
Protection

Accidents always happen when we least expect them and even the healthiest of us can become ill with no notice at all.

If you were injured or became sick and lost your income how would you pay all of your monthly bills and for how long could you keep this up?

 Without Income what would you rely on??

Savings

How many months would you last, many wouldn’t have enough for even 1 month? Also would you be happy seeing your savings used in this way?

Family

Is it realistic to expect them to pay all their bills and yours – How long could they keep that up ?

Government

SSP is £88.45* a week, would this be enough ?

Employer

Most people only get SSP (above) If you do get Company sick pay -what happens when this finishes ? It’s worth checking how much (if any) and for how long (if at all) your employer would pay if you were off work. Company sick pay entitlements often differ depending on how long you have worked there.

Even if you are fit and healthy now, you never know what is around the corner. Cover can be arranged for perhaps far less than you might think. We can advise you on options available to you now.

(*correct December 2016, this amount could change in the future 

https://www.gov.uk/employers-sick-pay/entitlement)

Insurance Options

  • Accident, Sickness and/or Unemployment - ASU
  • Income Protection / Permanent Health Insurance IP / PHI
  • Mortgage / Rent protection MPPI (and associated bills)

The different products available and in turn the many different providers offering them, have different features and benefits including –

  • Level of cover available
  • Duration of payment
  • Excluded conditions
  • Deferred periods
  • Underwriting limits
  • Term available/length of contract
  • Compatibility with other products or sources of income

Please get in touch and we can advise you which policy best suits your needs

Our Services

We are here to help you with...

Mortgages

Financing your property purchase.

Protection Insurance

Protecting you and your families financial future.

Home Insurance

Protecting your property and your possessions.

We'll also be happy to advise you about other types of business insurance:

If you didn’t find the insurance you were looking for in our selection…

We’re sure that we’ll be able to help you with our wide experience.

© Your World Financial Services. Company registered in England and Wales- 8408392
Registered with the FCA – 600934 Your World Financial Services Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. 

*Your World Financial Services Ltd acts as a credit broker not a lender